• Adulting Guides,  Buying Real Estate,  Money Management

    8 Must Know Tips to Getting Your First Mortgage

    Another day, another post guiding you through your adulting challenges. My husband and I borrowed our first mortgage about 5 years ago. Since then, we sold that first home, bought a new one and with that a new mortgage. This process was even more confusing than the actual real estate side. This is where the money starts talking!  Because I am far from an expert I reached out to Reza Sabour who has 15 + years experience working for big banks & now as an independent broker. I specifically chose to reach out to Reza (even though unfortunately we haven’t had the chance to officially work with him – we…

  • Adulting Guides

    Finding a Real Estate Agent

    You’re parents are tired of you living under their roof or maybe you’re tired of living under their roof 😛 and now you need a place to live. How? Who? When? What? Where? These are all the questions you’re asking yourself. You’ve worked hard saving your money. From tracking your finances, cutting your spending and setting a goal you think you’re ready for the next step, what IS the next step though? That’s where a realtor comes into play!    So, you want to buy your first home? This is SUPER exciting but also extremely daunting and overwhelming. This is why this blog post is focussed on the basic information about…

  • Adulting Guides,  Travel Tips

    How to Prep For & Survive Food Poisoning

    Travelling the world is an enriching experience besides the obvious pros to touring various countries there are the less obvious cons. You can talk to any world traveller about their journeys and they’ll all share stories of surprises they’ve encountered, problems faced and plans gone a rye. Although, that’s what makes travelling so enriching and educational. No matter how good of a traveller we are, it comes down to sheer bad luck when faced with a diagnosis of food poisoning. Countries around the world have different food preparation processes and different food safety standards . Minerals in the water are different, sterilization is different, everything is different! Being a young,…

  • Adulting Guides

    How To Understand Buying vs Renting Real Estate

    Real Estate Buying real estate is a very daunting task that at some point comes across the minds of every single person. For the average person, buying a home is the most expensive and largest purchase you will ever make, and no matter if your buying or renting every single person is paying that cost. Ironically we don’t get educated about mortgages, contracts, taxes & loans. In this post I’m going to dive into the importance of understanding the difference between renting and owning and how owning can help you travel more than renting! My Real Estate Story When my fiancé (who is 6 years older than me) started talking…

  • Adulting Guides

    Save A Downpayment & Travel

    You’re one step closer to your flight outta here & outta your parents house! So lets keep this momentum going and save some money to achieve your biggest goals! So now you know how much you spend in comparison to how much you earn – was is it shocking? It usually is. You want to travel & you want to save money for a down payment for your first home how the heck are you going to do this? Pt.1: Saving Your Money Say you have $500 extra per month (you know this from using my free downloadable money finding template – found in 3 Tips on How to Budget…

  • Adulting Guides

    3 Tips on How To Budget Monthly Bills & Save Money

    Do you follow someone from your past on insta or Facebook who’s always posting these stunning photos of their adventures but also seem to be achieving some of those big life purchases as well like a car or house and every time that person posts a photo your hit with a ping of jealousy but also curiosity as to “how the heck do they do it?!” or “do they even work?!” I feel you. I’ve been there, but now I have people at work, past friends and acquaintances coming up to me asking me how I do it. I guess for myself, I always wanted to travel, its something that…